Thursday, January 24, 2019

Outgrown your share house?


Living in a share house can be an amazing time of your life, but after a while, it begins to lose its charm and little things that used to not bother you, can build up and get on your nerves. Here are some sure-fire signs that you’ve outgrown the share house lifestyle:

The Dishes

We’ve all been there, you get home from work and there’s a pile of dishes that you didn’t even make, and the worst part is you never get any of the food that was produced alongside the giant mess in your kitchen. But there’s an escape from the share house kitchen treacheries: building your own home. When you build your own home with WA Housing Centre you not only going to own your own place, but you’ll be able to customize the space to your liking – and that means maybe even including a dishwasher – so you’ll never have a dirty sink again.

“Share” house

Sometimes when living in a share house, there are some things you’d rather not share, like that block of top deck chocolate that you bought to treat yourself one night, only to discover you actually treated your flat mates. You only have to get burnt a few times to start having to find hiding places for your treats and things you’d rather not share. But instead of having to remember all your secret hiding spots, you could build your own home and never have to share again.

The Great TP Debate

Forwards or backwards? It is an age-old debate but one with an answer. It’s forwards. Always forwards. And if you don’t believe us here is an extensive article that uses science to prove that you must always put the toilet roll on facing forward. But if your housemate continues to put the toilet roll on backwards, it’s time to move on, and build your own home. With WA Housing Centre you can build your own home with as many bathrooms as you want and the freedom to put the toilet roll on, however you want.

Cost

With sharing the house, comes sharing the costs of everything that goes along with the space. It’s not easy making sure everyone puts in their fair share. And chasing your flatmates to get the rent money in every week can be a real challenge. Not to mention the water and electricity bills that come occasionally, and then the debate on “who used $500 worth of electricity in the past 3 months!”. By building your own home, you’ll never have to wonder where all those additional charges are coming from.
If you’re ready to escape the share house trap and experience the freedom of your own home, have a chat to us todayto see how we can get you out of a share house and into your very own home. We help people who are renting to build their first homes. We can also check if you qualify for a renting help fund of $10k to help pay some or all your rent while you’re building.
Article Source: Outgrown your share house?

Question: How can you be in debt and afford to build your new home?

man holding key
The answer? Spend the next two minutes or so reading this blog.
Hopefully, that will be time enough for you realise that, even though you may find yourself struggling to make ends meet right now, the idea of owning your first-ever home needn’t be a dream.
How so? Check this out.
The first thing to realise is that you’re not alone. There are thousands of other young West Aussies in a similar financial situation to you. They’ve got car loans to pay. HECS fees outstanding. More credit cards than they even knew they had. All coming out of a wage that isn’t exactly sky high.
But guess what? They’re still managing to get out of the rental trap and into their own new homes. We know because, at WA Housing Centre, we’re helping them to do it. And now we can do exactly the same for you.

First off … consolidate your debt

Have a quick look in your purse or wallet. Do you really need all those credit cards? Course you don’t. So get out your scissors and cut them all up. Once you’ve done that, consolidate all the balances on them into just one manageable monthly payment. Chances are, you’ll get a better interest rate than the ones you’re currently paying, and you’ll probably be saving heaps on fees at the same time.

That’s all very good, you say … but you don’t know what happens next

That’s where we come in. And at WA Housing Centre, we just happen to be very good at listening to individual cases. (We should be … we’ve been doing it now for over 20 years.) And guess what? Right now, we may be able to offer you a home loan that works to help build your first home AND help manage or even reduce your current debt.

Is this too good to be true?

Fair enough, it does sound a little like that. But the fact is, nobody gets first home ownership more that we do. We get that you’ve got debts to pay. We get that you’ve got no deposit saved. We especially get that there are heaps of hurdles to jump. But we’re here to help you get over those hurdles … and into the swanky brand-new home of your dreams.
Ready to make things happen? Just click here to contact a member of our friendly team … and make the move to building your first new home today.
The above information is provided for general informational purposes only and is not to be viewed as financial advice.

First Home Buyers: What has Uber Eats done to your house deposit?

Couple eating pizza
Eaten away at it. That’s the probable answer.
And to be fair to the good folk at Uber, it’s not just their promise of tantalising tasties delivered straight to your door that’s taking its toll on all your spare cash. There are lots more usual suspects too. That latest smartphone which, horror of horrors, turns out to be even smarter than the one you already have.
Or that 4K ultra-everything TV that can download every single episode of Game of Thrones in about 10 minutes flat. You know what you want and you know you want it now. All this saving up lark is something your parents used to do.
Boring, boring, boring.
Only thing is, at some stage in your life, there’s every chance that you are going to want to settle down. You are going to want a family or expand your current one. And eventually, you are going to want to build a home of your own. The good news is, WA Housing Centre is here to help make this happen. Without, of course, you have to wait.

No deposit? No worries.

Forget all that stuff you may have heard about needing to save thousands as a deposit even before you can think about building. That may be true for most of the banks, but it’s certainly not the case at WA Housing Centre. In fact, through our special partnership with The Loan Company*, we can even offer you a home loan that needs absolutely no savings to qualify.
Zilch. Zero. Zip. You get what we’re saying. Best of all, this offer is available on our entire range of homes and house and land packages, including three or four-bedroom designs with front or rear parking options.

And what if you do have a deposit?

Then WA Housing Centre has an equally enticing offer for you too. Right now, we have a selection of house & land packages north and south of Perth where just a minimum deposit gets to secure the land for your future new home. These include sought after areas such as Baldivis, Newhaven in Harrisdale, Wellard and Aveley, plus some other locations in WA’s south west.
Food for thought? We hope so. Especially since we can get you into a new home in no time. And on the day, you move in you could even celebrate by ordering an Uber Eats pizza!
Click here to find out more.